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Solutions

Empowering Your Business with Working Capital

Asset Based Lending

Asset-Based Lending

ClearCoast Capital helps you unlock the full value of your assets through a flexible revolving line of credit designed to scale with your business. Our asset-based lending solutions give you complete control over how much capital you draw, allowing you to minimize financing costs while maintaining the freedom to operate, grow, and adapt. Whether you’re managing day-to-day working capital needs or pursuing strategic expansion, our ABL facilities are built to move with you. At ClearCoast Capital, we turn your assets into opportunity.

Accounts Receivable Financing

No matter the stage of your business, limited cash flow can slow momentum and restrict growth. Traditional lenders often overlook the strength of your accounts receivable, leaving valuable assets untapped. ClearCoast Capital takes a different approach, turning your receivables into reliable working capital.

By converting your invoices into a revolving line of credit, we help remove the pressure of covering payroll, paying vendors, and funding new opportunities. You stay focused on delivering for your customers, while we help ensure your cash flow keeps pace with your goals.

At ClearCoast Capital, we turn your accounts receivable into the liquidity your business needs to move forward.

Purchase Order Financing

Purchase Order Financing provides essential support for companies that don’t have the upfront capital required to fulfill customer orders. Cash flow constraints can make it challenging to cover supplier costs, even when strong demand is present. Instead of turning away opportunities, ClearCoast Capital’s PO Financing gives you the flexibility to take on new projects and deliver confidently—without the burden of significant upfront expense.

Invoice Factoring

Whether your business is well established or just beginning to scale, limited cash flow can restrict both daily operations and long-term growth. Traditional lenders often overlook the true value of your accounts receivable—one of your strongest assets. ClearCoast Capital takes a different approach, transforming your receivables into immediate working capital.

By converting your invoices into a revolving line of credit, we eliminate the stress of covering payroll, paying suppliers, and funding new opportunities. You stay focused on delivering your product or service—not chasing payments to cover routine expenses.

ClearCoast Capital turns your accounts receivable into the credit line your business needs to stay agile and grow with confidence.

ClearCoast Approach

Our Commitment

 

Speed – Our process is designed to move quickly, delivering approvals and funding in days, not weeks.

Adaptability – As a private capital partner, we take a flexible, solutions-driven approach tailored to your business.

Transparency – We operate with honesty and clarity, ensuring you understand every step of the process.

Partnership – Work directly with experienced decision-makers who are invested in your success.

Government Contracting Financing

ClearCoast Capital has a dedicated sales and operations personnel team that specializes in providing Government Contract Financing solutions to Prime and Subcontractors for State, Federal, and Municipal government projects. We custom-tailor our solutions to offer our clients the growth capital needed to fund task orders and any other capital needs for contract completion.

The United States Federal Government is the largest debtor in the country, but it operates differently from your typical public or large private company. Rapid growth can occur once a contract is awarded or task orders are issued, causing excitement. This excitement is typically followed by a reality check and the question: How can I meet my payroll, vendor, and other company obligations while this project is being completed? The answer is ClearCoast Capital’s Government Contract Funding Vehicle.

Debtor in Possession (DIP) Financing

Debtor-in-Possession (DIP) financing provides critical protection and liquidity for businesses in financial distress that are preparing to file—or have already filed—for Chapter 11 bankruptcy. It serves as a lifeline, allowing companies to access capital needed to maintain operations and support a structured reorganization throughout the bankruptcy process. DIP financing is unique in that it typically takes priority over existing debt, equity, and other creditor claims.

Ideal candidates for DIP financing are businesses that can demonstrate a viable path forward and a reasonable plan for recovery. It is not intended for companies seeking liquidation. The term “Debtor in Possession” reflects that current leadership—management and the board—remains in control of the company’s operations after the Chapter 11 filing while working toward stabilization and renewed financial health.

Payroll Funding

Meeting payroll can become difficult without steady cash flow. Even when customers pay on 30-day terms, your employees need to be paid much sooner. And when payment terms stretch to 45, 60, or even 90 days, securing Payroll Funding becomes essential to keeping operations running smoothly. With more than 30 years of experience, ClearCoast Capital delivers flexible Payroll Financing solutions tailored to a wide range of industries. If your business is struggling to cover payroll or needs additional support during tight cash cycles, we’re here to help.

Slow-paying customers, rapid growth, seasonal demand, and other variables can all create gaps in working capital. ClearCoast Capital provides customized payroll financing designed specifically around your company’s needs. We take the time to understand your business so we can deliver the right solution—ensuring your team gets paid on time and your operations stay on track.

Equipment Leasing

Funding payroll can be a challenge without a constant source of cash flow. Even if your customers pay within 30 days, your employees likely need to be paid sooner. If your customers have longer payment terms of 45, 60, or even 90 days, Payroll Funding may be necessary for paying your employees on time. ClearCoast Capital’s expert team has 30+ years of experience providing flexible Payroll Financing solutions to various industries. If your company struggles to make payroll and needs extra funds, we can help!

Slow-paying customers, rapid growth periods, seasonal patterns, and other factors can create cash flow challenges for your business. We offer custom financing solutions designed specifically for your business. We’ll get to know and understand your company so we can provide the perfect solution for your payroll funding needs.

ClearCoast Approach

Our Commitment

Collaboration – Strong partnerships create stronger outcomes. We work alongside our clients to achieve shared goals.

Expertise – Experience and insight guide our decisions, allowing us to deliver practical, effective solutions.

Forward Thinking – We believe every challenge presents an opportunity for growth and progress.

Innovation – We approach challenges with creativity and determination, developing solutions that move businesses forward.

Trusted

If I could rate ClearCoast Capital higher than five stars, I absolutely would. They’ve been an exceptional partner over the past three years, consistently delivering a seamless and professional experience. Their communication is clear, their follow-through is reliable, and their commitment to helping businesses move forward is unmatched. ClearCoast truly feels like an extension of your team—always ready to support, problem-solve, and get things done. I’d recommend them without hesitation. Outstanding people, outstanding company.

Frank Rodriguez

Working with ClearCoast Capital has been a game-changer for our business. Their financial expertise, innovative solutions, and strategic support have allowed us to take on more clients and confidently expand our operations. ClearCoast isn’t just a lender—they operate as a true partner, fully invested in our success from day one. If you’re looking for a financial partner that drives results and helps your business grow, ClearCoast Capital is the team you can trust.

Yehoshua Rosen

We’ve been partnering with ClearCoast Capital for over a year, and our experience has been consistently excellent. Their team is incredibly professional, supportive, and genuinely enjoyable to work with. While their pricing and funding timelines differ slightly from other providers we’ve used, the level of service, expertise, and reliability they deliver more than makes up for it. A year later, we’re still with ClearCoast — and continue to recommend them to colleagues and friends with confidence.

Jeff Libby